In Canada life insurance is available for a huge range of requirements. The number one question you should ask yourself is:
If you need to ask, then you know why...
We are insurance specialists. Our job is to help clients to answer all the financial questions in their lives, and find solutions that fit both their needs and their budgets.
Why DO we need life insurance? The funny thing is, life insurance may be the correct solution for you, even if we hadn't considered insurance as a solution at all.
Let's take a situation common to many small businesses. You are a successful entrepreneur. You have built your business on the skills of a talented young executive, who has been promoted to partner, and has brought in extensive business over the years.
His reputation and skills ARE your business. Without him, your company would struggle to stay competitive, and replacing him would be almost impossible.
There is a product you may never have heard of that's made for your situation. Click here to read more about Key Man insurance. If the worst happens, and your company loses its star player to sudden death or critical illness, then your Canada life insurance company will take care of you.
This is just one example of how life insurance answers the question you didn't want to ask.
Have you made a will yet? Our estate planning checklist should be your first port of call if you have any dependents, or a spouse, or you want your property to be dispersed in accordance to your wishes in the event of your death. To ensure that the taxman keeps his claws out of your estate, you'll need to read about inheritance tax estate planning ideas.
So you've protected your key man in your family business. What happens when it's time to retire? Hopefully you'll be able to do so on your own terms, but it's best to have a contingency plan, in case the unexpected happens.
The family business succession planning process is not necessarily simple, but it doesn't have to be dramatic, if you plan properly in advance for your eventual replacement.
Disability insurance is an option available from many Canada life insurance companies. Both short- and long-term disability insurance is available, but it's important to understand which policy is right for you, and your family's budget.
Canadian life insurance companies are very competitive. Learn the insider tips on how to find the very best prices, and coverage features, before you begin shopping for whole life or term life insurance in Canada.
Every client I've ever dealt with (and there have been hundreds over the years) has had questions about each product or solution I have recommended to them. It's natural that you will want to know more about everything you find on this website.
I've made myself accessible. All you need to do is send me an email, and as soon as possible, I, or a colleague, will respond with a detailed answer, addressing your concern.
I'd also love to hear your feedback on this website. It was borne from frustration. So many of my friends, family and clients kept asking me the same questions that I realised:
"Canada life insurance companies are not communicating well with their customers, present or future. People don't get it. Why hasn't somebody made this stuff easier to understand?"
That somebody is now me. There is a ton of information on Canada-Life-Insurance-Companies.com. I hope you enjoy your journey towards better life insurance coverage.
Click the images or links below to find out more about the life insurance you're interested in, or to request a quote.